As a mortgage broker, we constantly work with credit scores. And often times, clients want to know what they can do to improve their credit scores.
5 Easy Steps to a Higher Credit Score
So here is a list of 5 simple things you can do to improve your credit scores:
#1 Use Credit
#2 Use Different Types of Credit
#3 Pay Your Bills in a Timely Manner
#4 Keep Balances Relatively Low in Relation to Credit Limits
#5 Check Your Credit at Least Annually
Learn More
Do you want to learn more about your credit score? We have articles to help you understand your credit score better.
- What Is a Credit Score?
- How can you improve your credit score?
- 5 Easy Steps to Improve Your Credit Scores
- 7 Credit Score Misconceptions
Perhaps best of all, American are finding it easier to buy a home with a lower credit score, which is indicative of an improving economy.
Check Your Credit Score Before Shopping for a Home
If you are thinking about shopping for a home, the first thing you want to do is be pre-approved for a mortgage. By being pre-approved, you know your max budget for a home, and sellers take you serious when negotiating for a home.
Before you get a mortgage pre-approval in order to shop for a new home, you want to check your credit score and correct any errors. And certainly, if there is something you can do to achieve a higher credit scores, you want to do it.
Marimark Mortgage
When you are ready to start shopping for a home, please let us help you get started with a mortgage pre-approval. Then we can help you along the process of buying your dream home.
The Marimark Mortgage Newsletter will keep you informed with important events in the mortgage industry that could impact your finances.
We especially focus on ways to save money on your current and future mortgages. And, we continually share the information we share with our clients, because we believe informed consumers are the best consumers.
Real estate agents, and other professionals in the industry, will receive an ongoing wealth of information that will help them serve their clients.
