Editor’s note: The HARP program, designed to help homeowners who owed more than their homes were worth, expired Dec. 31, 2018. There are many good options for refinancing, so please contact us at your earliest convenience.
HARP (Home Affordable Refinance Program) was created to help homeowners who are current on their mortgage payments, but who are underwater on their mortgages. Visit the HARP website for more information.
Even if you got your mortgage loan at a bank, credit union or mortgage company, it may be owned by Fannie Mae or Freddie Mac. If so, it could qualify for HARP refinancing, and you could save thousands with a lower rate or other more favorable terms. No minimum credit score is required, and closing costs can be bundled into the new loan so you don’t need much cash up front.
When you are ready to refinance, please contact us. We will answer your questions and explain your option, help with everything you need to apply for refinancing, then process the application. To learn more about HARP, see these articles:
- HARP: Refinance Your Home Under The HARP Program
- Important Changes to HARP: Refinancing Could Be Easier Than Your Think
- Want to know whether you are eligible to refinance under HARP?
- HARP Eligibility Requirements
If you would like to get started with the application online, Apply Now.