In HousingWire, Rick Sharga offers intuitive analysis of the effects of current investor trends in the housing markets.
As the housing markets improve and interest rates rise, housing markets favorable to younger home buyers could result in the next generation of home buyers entering the market.
Read Rick Sharga’s article: Here’s what investor trends mean for the housing market.
On that last note, new home inventory is near a 40-year low (and much of the available inventory is made up of larger, more expensive “move-up” homes); distressed inventory is lower than expected; and a high percentage of existing home owners are either underwater or don’t have enough equity to sell their current homes.
This all adds up to weak demand – especially weak demand at the lower end of the market – and could lead to home prices weakening in some of the markets where price growth was accelerated by investor activity last year.
That should help from an affordability standpoint in those markets, especially as interest rates inch up, and eventually enable the next generation of home buyers to enter the market.
If you are thinking about purchasing a home. . . .
If you are thinking of purchasing a home, it’s not too early to start working with a mortgage broker.
If you start working on your finances early, you may be able to position yourself to get a lower interest rate, and save a great deal of money over the long run. Unfortunately, though, if you wait till the last minute to work with a broker, you limit your ability to change your financial situation.
As part of Marimark Mortgage’s service, we show our clients what they can do to get the best interest rate. Some of the things that can improve your chance of getting a lower rate don’t cost any money, but are merely a way of organizing your finances.
Please check out the Testimonials from some of our past clients, and contact us when you are ready to work with a mortgage broker.

The Marimark Mortgage Newsletter will keep you informed with important events in the mortgage industry that could impact your finances.
We especially focus on ways to save money on your current and future mortgages. And, we continually share the information we share with our clients, because we believe informed consumers are the best consumers.
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