VantageScore is changing the way credit scores are calculated as early as July 1, 2017. So, we want to get information to our readers about possible ways to raise your credit score once these changes … [Read more...]
2017 Major Changes to Credit Score Calculations
Changes in the way credit scores are calculated are a big deal, because they are used to determine how much you’ll pay for a mortgage, a car loan, car insurance, and much more. So, when changes to the … [Read more...]
Basics of Getting a Mortgage
It's awesome to dream about owning a new home. But when it comes time to getting a Realtor and making appointments to view prospective properties, it's serious work. When seeking to buy a home, the … [Read more...]
Missing 1 Mortgage Payment Affects Your Credit Score. Here’s What You Can Do.
Missing a single mortgage payment can serious impact your credit score. But the good news is that there are things you can do to mitigate the damage. Own Up To The Mistake The best thing to do is to … [Read more...]
Your Credit Score Affects How Much You’ll Pay for a Mortgage
What's the difference between a high and low credit score when it comes to a home mortgage? With a high credit score you'll usually save money on your mortgage. You'll have more mortgage options, … [Read more...]
Want a better credit score? Here are 5 easy steps.
As a mortgage broker, we constantly work with credit scores. And often times, clients want to know what they can do to improve their credit scores. 5 Easy Steps to a Higher Credit Score So here is a … [Read more...]
Fox Business: You May Need a Credit Score From 3 Major Credit Bureaus to Qualify for a Home Loan
Fox Business reports that home buyers are typically required to have 3 credit scores. The problem is that some credit companies only report to 1 or 2 credit bureaus, which could create a problem when … [Read more...]
7 Credit Score Misconceptions
There are several misconceptions about credit scores. Some of these misconceptions involve getting a mortgage with bad credit, and others involve getting a mortgage with good credit. Peter Andrew, … [Read more...]