Fort Myers, Florida Mortgages

Fort Myers, Florida MortgagesFort Myers, Florida serves as the gateway to Florida’s entire Southwestern region, and it’s no wonder the area around Fort Myers is growing at one of the fastest rates in the country.

Fort Myers has a lot of great history and an amazing climate that attracts visitors and new residents in droves, resulting in rising home prices. So, here is an analysis of this historic city’s real estate market, and tips to get a mortgage in Fort Myers, Florida.

Fort Myers Real Estate

Last year, Fort Myers’ median home value rose 10.8%, almost twice the national increase of 6.8%.  And, Zillow predicts that the median home value in Fort Myers will continue to rise 3.9% within the next twelve months.

Currently, the median home price in Fort Myers is $204,500. Compared to the Florida state median home value of $201,700 and the national median value of $193,800, Fort Myers is slightly more expensive than other Florida cities, but also offers some of the best attractions and amenities of any U.S. city.

Why Live in Fort Myers?

If you’ve never heard of Fort Myers, you may be wondering why people love living here, and why home values are higher than other Florida cities.

For one, the climate in Fort Myers is near perfect.  Like much of the Sunshine State, residents in Fort Myers can expect lots of warm weather and hundreds of sunny days, which is attractive to residents who enjoy outdoor activities.

Fort Myers is popular for its beaches, fishing, shopping, wildlife, and cultural attractions. These include the Thomas Edison and Henry Ford winter estates, which are open to the public.

Fort Myers also offers residents opportunities to engage in diverse activities outside the metro area, because it’s located roughly halfway between Miami and Tampa, and an hour from the Everglades.

Getting a Mortgage in Fort Myers, Florida

There is a great deal of competition for real estate in Fort Myers, but if you follow these easy steps, you can get a mortgage in less than 30 days from the time you put a contract on a home.

The first step to getting a mortgage is becoming pre-qualified for a home loan, which can be accomplished in a few minutes over the phone. Then, you can immediately start working with a Realtor as a pre-qualified buyer.

Next, as you look for a new home with a Realtor, work with your mortgage broker to become pre-approved for a mortgage.

Once you are pre-approved, the lender will request a few more things, which your mortgage broker will help you accomplish. Then you’ll receive a “clear to close,” and the lender will send the paperwork for closing to the title company/closing agent.

Marimark Mortgage

Marimark Mortgage proudly serves the mortgage needs of borrowers in Fort Myers, Florida.

We specialize in conventional home mortgages, FHA, VA and USDA mortgage options, refinance loans, and reverse mortgages. We’ve worked extensively with cash-out refinancing, and help clients with HARP refinancing to lower their monthly mortgage payments.

To get started, please fill out our Quick Online Application, or contact us direct.

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The Marimark Mortgage Newsletter will keep you informed with important events in the mortgage industry that could impact your finances.

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Opinions, estimates, forecasts and other views contained in this page do not necessarily represent the views of Marimark Mortgage or its management and should not be construed as an offer to provide financing at the rates or terms mentioned. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval. Although Marimark Mortgage attempts to provide reliable, useful information, it does not guarantee that the information is accurate, current or suitable for any particular purpose. Information from this page may be used with proper attribution.