There are a lot of low down payment and no down payment home loan options for homebuyers today. In this video, Mary Catchur reviews many of the options, which include 1% down payment options and … [Read more...]
When is a Good Time to Refinance?
Have you been wondering whether it is a good time to refinance your home? In this video, Mary Catchur answers the questions for homeowners today, with several factors you should consider … [Read more...]
It’s Easier for Borrowers with Student Loans to get a Mortgage in 2017
Changes with Fannie Mae makes it easier for borrowers with student loans to get a mortgage. So in this video, Mary breaks down these changes, and explains how student loan debt is now calculated in … [Read more...]
Qualify for a Mortgage With a Higher Debt-To-Income Ratio in 2017
Fannie Mae made it easier to qualify for a mortgage by raising the debt-to-income ratio. Many people who may not have qualified for a home mortgage earlier this year may now qualify. Learn about … [Read more...]
What You Need To Know About Closing Cost Estimates For Home Loans
Mary talks about closing cost estimates, and about the things you should know if you are shopping for a home or refinancing your mortgage. Mary shows you what to be watching out for when shopping … [Read more...]
Save Money with a Piggyback Mortgage
In this video, Mary explains how borrowers can save money by using a piggyback mortgage, which is sometimes called an 80/20 loan. Two common savings when using a piggyback mortgage come from … [Read more...]
The Difference Between Financing a Condominium Versus a Single-Family Residence
In this video, Mary shares information about the misconceptions and challenges of getting a mortgage for a condominium. Though it can be more difficult to qualify for a condo mortgage, some of the … [Read more...]
How Much Can You Afford to Pay for a Home?
Answering the question, "How much home I can afford?" is not easy, because the answer varies from person to person. So in this video, Mary Catchur gives an overview of what you should consider when … [Read more...]
Mortgages for High Net Worth Borrowers – You Must Show an Income
High net worth borrowers who buy a home and finance it with a mortgage may think their assets are sufficient to qualify for the loan. However, they must show an income stream to qualify for the … [Read more...]
Homebuyer’s Earnest Money Deposit Must Be From an Allowable Source
The earnest money deposit is very important to a real estate transaction. This is the money a homebuyer pays to the seller when making an offer, to show that the offer is serious. The earnest money … [Read more...]
