Buying a home is an important decision. For most people, a home is the most expensive purchase they will ever make and almost always means you are getting a mortgage. So to get started, you need to be … [Read more...]
Why Homeowners Should Refinance Their Mortgage
Refinancing a mortgage is a process that involves paying off a current mortgage loan and replacing it with a new mortgage loan. While refinancing is a big decision, there are several reasons why … [Read more...]
Pros and Cons of a Variable-Rate Mortgage
A variable-rate mortgage also called an Adjustable Rate Mortgage, ARM is a loan in which the interest rate paid on the outstanding balance varies according to a specific benchmark. Typically, the … [Read more...]
Tips to Get the Best Interest Rate on Your Mortgage
When buying or refinancing a home, every homeowner desires to have the lowest monthly mortgage payment and to save money where possible. It is crucial to get the best interest rate for your … [Read more...]
Financing Closing Costs
Whether you are buying your first home or refinancing your current home, closing on a home can be overwhelming when considering all of the closing costs. Here are a few things to consider to help … [Read more...]
What Type of Closing Costs Should You Expect to See When Buying or Refinancing a Home?
When you are purchasing or refinancing a home, there are certain closing costs that you should expect to see on your closing statement (HUD settlement statement). So that you are aware of these fees, … [Read more...]
Tips for Improving Your Credit Report
Several factors come into play when getting a mortgage and your credit report and FICO score is one of them. If homebuyers are having trouble obtaining a mortgage, it typically helps to improve your … [Read more...]
Mortgage Basics for First-Time Homebuyers
Securing a mortgage is a crucial step for first-time homebuyers. However, choosing a suitable home loan option depends on a variety of factors. Choosing from the wide range of financing options can be … [Read more...]
Investment Property Mortgages
Investment properties are real estate that homeowners purchase to generate income through rental income and/or appreciation. As a result, they require different types of mortgages when compared with … [Read more...]
Nine Florida Cities Rank in Top 100 U.S. Cities
What Florida homeowners have known for years is that Florida is a beautiful place to live. Rankings of the Best U.S. cities to live in have been released, and Florida cities have taken nine of the … [Read more...]
