Getting a mortgage to buy a home is a complex financial process that is highly regulated to protect consumers. Homebuyers, then, might have a sense of confusion about the process and what to … [Read more...]
Top Things You Should Know About a Mortgage Pre-Approval
Buying a home is an important decision. For most people, a home is the most expensive purchase they will ever make and almost always means you are getting a mortgage. So to get started, you need to be … [Read more...]
Top Things to Avoid Before Applying for a Mortgage
If you plan to buy a home in the upcoming months, there are some things you should avoid that could negatively impact your FICO score. This is important because a lower FICO score could result in … [Read more...]
Should I Get a Mortgage Pre-Approval Before Working with a Real Estate Agent?
Nearly half of all homebuyers begin searching for a home without being pre-approved for a mortgage, which often results in problems. As a result, many real estate agents require buyers to be … [Read more...]
How to Get Pre-Approved for a Mortgage
Getting pre-approved for a mortgage is one of the first steps toward purchasing and owning a home. It is an essential part of the buying process. However, nearly half of all homebuyers neglect to get … [Read more...]
2020 Home Mortgage Interest Rate Forecast
Last year, many experts in the housing sector predicted that 2019 would see higher home mortgage rates. However, the industry saw rates drop significantly, especially in the second half of 2019. So, … [Read more...]
VA Mortgage Loans Change in 2020: Fees Rise, Loan Limits Eliminated
VA home loans are changing in 2020. The Blue Water Navy Vietnam Veterans Act removes the borrowing cap in 2020, which in 2019 is $484,350 in most areas and higher in almost 200 high-cost U.S. … [Read more...]
When and How to Pay Off Your Mortgage Early
Most people choose to get a mortgage when buying a home. Over time, though, the interest expense with the mortgage causes homeowners to consider paying their home loan off early to save money. So … [Read more...]
Buy or Refinance a Home, Roll Renovation Costs into an FHA 203(k) Home Loan
An FHA 203(k) home loan is backed by the U.S. Federal Housing Administration and allows a borrower to take out a loan for two purposes; home improvements and home purchases, if the home will be the … [Read more...]
Pinellas County Florida Ranked #2 and #5 in the Luxury Market
A study from Realtor.com revealed that Pinellas County, Florida is the second-fastest-growing luxury market based on sales growth. The county is also the fifth fastest-growing luxury market based on … [Read more...]
