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Home / Blog / Buying a Home / Buying a New Home

Buying a New Home

May 27, 2011 By Mary Catchur

Purchasing a New HomeWhen you are buying a new home, there are many decisions to be made. It can be frustrating and confusing, especially if it is your first home purchase. And mortgage financing is a critical piece of the process. Every day, we hear from home buyers whose homes didn’t close on time because the lender or broker didn’t work with the buyers and their real estate agent to ensure that important deadlines were met. Or, even worse, the parties got to the closing table and found that the mortgage terms weren’t what they expected.

At Marimark Mortgage, we understand how important it is that your closing deadlines are met – with no last-minute surprises! We will work with you and your real estate agent throughout the process to make sure your home closing goes smoothly. Real estate agents love how we communicate with them throughout the process and keep them in the loop!

We also understand that every home buyer has unique situations and needs.  As a result, we have numerous programs available to fit every buyer.  Whether you are a first-time homebuyer or have owned several homes, have good credit or bad credit, a large down-payment, or no down payment, we have a loan for you.

Knowing the options and different types of mortgage loans can help a home buyer feel confident about purchasing. Our most popular programs for homebuyers are the FHA, USDA, and VA loans, as each of these requires very little or no downpayment.  We also offer conventional financing at excellent rates for homebuyers who can put down a larger down payment.

If you are building a home, your builder may offer financing through a related company.  However, this may limit your options and may cost you more in the long run.  It is always best to research your options and compare them with other available programs.  We will assist you in making those comparisons to make sure you end up with the best option for your needs.

Marimark Mortgage

Marimark Mortgage serves the mortgage needs of homebuyers, homeowners, and investors in Florida, Virginia, and Pennsylvania.

We specialize in conventional home mortgages, FHA, VA, and USDA mortgage options, refinance loans, and reverse mortgages. We’ve worked extensively with cash-out refinancing and help clients to lower their monthly mortgage payments.

To get started with a mortgage to purchase your home, please fill out our Quick Mortgage Application, or contact us directly.

Updated on 12/7/2020

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Filed Under: Buying a Home

Opinions, estimates, forecasts and other views contained in this page do not necessarily represent the views of Marimark Mortgage or its management and should not be construed as an offer to provide financing at the rates or terms mentioned. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval. Although Marimark Mortgage attempts to provide reliable, useful information, it does not guarantee that the information is accurate, current or suitable for any particular purpose. Information from this page may be used with proper attribution.

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    Refinancing with Mary an absolute pleasure

     
    Refinancing with Mary has been an absolute pleasure. I have never been through the process before and she took the time to explain each step. She was prompt (had a rate locked in right away) and most importantly always answered the phone or emails almost immediately! The communication line alone made the refinancing process every bit worth it. Would recommend to anyone, and will be back for any future purchases! Bret Brennan, March 2021
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