
Mortgage rates are constantly fluctuating. Rates generally declined in 2014, until earlier this month, when the 30-year fixed-rated mortgage and 1-year adjusted rate mortgage climbed modestly.
Freddie Mac’s Mortgage Rate Survey
The Freddie Mac Mortgage Rate Survey is released Thursdays at 10 a.m. ET, and can be viewed online at freddiemac.com/pmms.
Freddie Mac surveys lenders each week on the rates, fees and points for the most popular mortgage products. As a result, the Primary Mortgage Market Survey (PMMS) gives a good snapshot as to what is happening with mortgage rates.
National Interest Rate Tool
Marimark Mortgage helps customers and website visitors stay up-to-date with mortgage rates by posting National Mortgage Rates on the front page of our website. When using this tool, you can click on “View Trend” which will give you a graphic of 3 major mortgage rates to help you identify the national trend.
As of the writing of this blog, mortgage rates have been on the rise in February 2014.
Regional Interest Rates
Do you know that average interest rates vary by region? The average interest rate available to you could vary from the national average based on where you live.
By region, Freddie Mac reports that average interest rates are lowest in the West Region and highest in the Southwest Region.
Although the national average interest rate is helpful to prospective home buyers and home owners thinking about refinancing, it’s more important to look at regional rates. And then when you’re close to making a home purchase or refinancing, you can get a custom rate quote for a better idea of interest rates related to your circumstances.
Custom Rate Quotes
When you’re ready for a custom rate quote or pre-qualification for a home loan, we are ready to help.
You can Apply Online, or call us at 813-910-8020.

The Marimark Mortgage Newsletter will keep you informed with important events in the mortgage industry that could impact your finances.
We especially focus on ways to save money on your current and future mortgages. And, we continually share the information we share with our clients, because we believe informed consumers are the best consumers.
Real estate agents, and other professionals in the industry, will receive an ongoing wealth of information that will help them serve their clients.