813.910.8020 Apply Now

Mortgage Broker Tampa, FL | Mortgage Lender Tampa Florida | Marimark Mortgage

  • Home
  • Homebuyers
  • Homeowners
  • Realtors
  • Investors
  • About Marimark
  • Contact Us
  • Mortgages
  • Apply Now
  • Current Mortgage Rates
  • Calculators
  • Testimonials
  • Blog
  • Videos
  • Featured In
Home / Blog / Refinance / How To Refinance Your Home Mortgage

How To Refinance Your Home Mortgage

May 20, 2014 By Mary Catchur

Refinance Home Mortgage
Photo Credit: Simon Cunningham/Flickr/CC.

“How do you refinance a home mortgage?” is a question often asked, especially while we are still experiencing historically low mortgage rates.

About 50% of homeowners have not refinanced yet, perhaps waiting for clear signals that the economy and housing market are in a solid recovery. So as signs of an economic and hosing recovery become evident, more people are wanting to refinance their home mortgage.

Reasons To Refinance

There are a number of reasons to refinance a home mortgage. Of course, the goal of refinancing is to put you in a better financial position.

Here are some of the most common reasons to refinance.

  • A lower monthly payment.
  • Avoid Balloon Payments.
  • Banish Private Mortgage Insurance (PMI).
  • Cash out a portion of the home’s equity.

Questions To Ask Yourself About Refinancing

As you think about refinancing, here are some questions to ask yourself. Then when you’re ready to proceeding with refinancing your mortgage, we hope you will contact us for expert mortgage advise and begin the home refinancing process.

  1. Are current mortgage rates lower than my home mortgage? How much money will I save every month by refinancing?
  2. Do I qualify for refinancing programs that will save on the cost?
  3. Does cash-out refinancing for home projects make sense?
  4. Can I save money if I don’t take cash out when refinancing and generate cash another way?

Simplify The Process By Using A Mortgage Broker

Using a mortgage broker makes refinancing fast and easy, compared to going it alone and navigate the process on your own.

A mortgage broker acts as an intermediary between you and the lending institution. A broker’s principal job is to find a bank or a direct lender for your home loan, and work to get the best rate and terms possible.

When you use a mortgage broker, you have someone watching out for your best interests, and working to get the best mortgage rate and best terms for you.

Marimark Mortgage

Marimark Mortgage is a licensed mortgage broker in Florida, Virginia, and Pennsylvania. And the owner of Marimark Mortgage, Mary Catchur, has a background as a CPA, which has given her the financial background to understand the intricacies of the mortgage process.

When you get ready to purchase a home or refinance an existing home, we would appreciate the opportunity to help you reach your mortgage goals.

Until then, please check out some of our mortgage customers’ testimonials to learn about our service.

Opt In Image
Stay Informed, It's Your Money
Marimark Mortgage Newsletter

The Marimark Mortgage Newsletter will keep you informed with important events in the mortgage industry that could impact your finances.

We especially focus on ways to save money on your current and future mortgages. And, we continually share the information we share with our clients, because we believe informed consumers are the best consumers.

Real estate agents, and other professionals in the industry, will receive an ongoing wealth of information that will help them serve their clients.

Thank you for signing up!

Filed Under: Refinance Tagged With: refinance

Opinions, estimates, forecasts and other views contained in this page do not necessarily represent the views of Marimark Mortgage or its management and should not be construed as an offer to provide financing at the rates or terms mentioned. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval. Although Marimark Mortgage attempts to provide reliable, useful information, it does not guarantee that the information is accurate, current or suitable for any particular purpose. Information from this page may be used with proper attribution.

Save with a Mortgage from Marimark

Whether you are buying a home or refinancing, you can save with a mortgage from Marimark Mortgage!



    Search

    Post Categories

    Testimonials

    Refinancing with Mary an absolute pleasure

     
    Refinancing with Mary has been an absolute pleasure. I have never been through the process before and she took the time to explain each step. She was prompt (had a rate locked in right away) and most importantly always answered the phone or emails almost immediately! The communication line alone made the refinancing process every bit worth it. Would recommend to anyone, and will be back for any future purchases! Bret Brennan, March 2021
    See More Reviews
    Marimark Mortgage LLC
    5327 Primrose Lake Circle
    Tampa, FL 33647-1328
    (813) 910-8020
    (866) 910-8020

    Accessibility
    Privacy Policy
    Terms of Service
    Sitemap

    Reviews

    Website Testimonials
    Google Reviews
    Zillow Reviews
    Trulia Reviews
    Facebook Reviews
    Yelp Reviews
    BBB A+ Rating

    FOLLOW US

    • ‎
    • ‎
    • ‎
    • ‎
    • ‎
    • ‎
    Marimark Mortgage is a BBB A+ Accredited Business

    Recent Posts

    • Sandra Fernandez: Extraordinary Knowledge, Professionalism, and Service
    • Factors to Consider in Deciding Whether to Use a Bank or Broker for Your Mortgage
    • Dan Underwood: Home Loan Process | Would Use Marimark Mortgage Over and Again
    • Why are there often big differences between interest rates quoted online?
    • Advantages and Disadvantages of an FHA Home Mortgage

    © 2023 Marimark Mortgage, LLC All Rights Reserved. | Internet Marketing by Image Building Media. | RSS Feed

    Reviews / Recommendations: Google, Zillow, Trulia, LinkedIn, Facebook, Yelp, BBB

    Licensed in Florida by the Office of Financial Regulation, Mortgage Lender License #MLD77.
    Licensed in Virginia by the Virginia State Corporation Commission, License MC#4556.
    Licensed in Pennsylvania by the Department of Banking and Securities, License #40222.
    NMLS#248318 – www.nmlsconsumeraccess.org.