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Home / Blog / Refinance / Would You Like More Discretionary Income? Refinancing Your Mortgage Could Be The Answer.

Would You Like More Discretionary Income? Refinancing Your Mortgage Could Be The Answer.

June 28, 2014 By Mary Catchur

Increase Discretionary Income | Refinance Your Mortgage
Increase Discretionary Income | Refinance Your Mortgage.

Everyone would like to pay less for the necessities of life, and have more money to spend on the non-essentials that can make life more comfortable, enjoyable, and fulfilling.  Wouldn’t it be great to have more money to give to charity, or the take a vacation with family?

We’re taking about having more discretionary income, which is your income that’s left after taxes and personal necessities (such as food, shelter, and clothing) have been paid.  The money we use for charity, investing, saving, luxury items, and vacations comes from discretionary income.

To increase your discretionary income you must increase your overall income and/or lower your expenses.

One way homeowners have increased their discretionary income is by refinancing their home. Refinancing can include a lower mortgage rate, and extend the terms (time to pay the loan), which can lower the monthly mortgage payment.

Refinance Mortgage Calculator

If you want to give a rough idea of whether you could benefit from refinancing, see our information about online resources that include a refinance mortgage calculator.

If you think you might benefit from refinancing, we would appreciate a chance to help you.  We’ll by happy to help you understand your refinance options, and walk you through the process as your mortgage broker.

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Filed Under: Refinance Tagged With: Discretionary Income, Mortgage Refinance

Opinions, estimates, forecasts and other views contained in this page do not necessarily represent the views of Marimark Mortgage or its management and should not be construed as an offer to provide financing at the rates or terms mentioned. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval. Although Marimark Mortgage attempts to provide reliable, useful information, it does not guarantee that the information is accurate, current or suitable for any particular purpose. Information from this page may be used with proper attribution.

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    Refinancing with Mary an absolute pleasure

     
    Refinancing with Mary has been an absolute pleasure. I have never been through the process before and she took the time to explain each step. She was prompt (had a rate locked in right away) and most importantly always answered the phone or emails almost immediately! The communication line alone made the refinancing process every bit worth it. Would recommend to anyone, and will be back for any future purchases! Bret Brennan, March 2021
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