Marimark Mortgage offers several home loan options to meet every need. Here are some of the more common options. Please contact us to discuss all your options in detail.
FHA and USDA
Florida and Virginia FHA LOANS – 3.5% down payment – use gift funds
Florida VA LOANS – 100% FINANCING STILL AVAILABLE
USDA LOANS – 100% FINANCING ON QUALIFIED PROPERTIES – many counties in Florida have properties that qualify for USDA financing. We can look up your property address and tell you immediately if your Florida property qualifies for this program. We are on the approved list of Florida brokers offering USDA mortgages.
Down Payment Assistance Programs
We are on the list of approved Florida mortgage brokers for programs in Pasco County, Hillsborough County and the City of Tampa.
Low Down Payment Programs with Mortgage Insurance
There are numerous options for borrowers putting down only 5-10%. While these loans will require mortgage insurance (MI), there are also many new options for obtaining MI that can result in lower monthly payments than the traditional monthly mortgage insurance option. One of our mortgage brokers can help you find the one that best fits your needs.
In recent years, jumbo loans have been difficult to find and often limited to adjustable rate programs. We now have available jumbo loan products with fixed terms of 30 and 15 years at excellent rates.
Are you thinking about refinancing your home? Do you owe more than your home is worth?
Marimark has programs for borrowers with Fannie Mae and Freddie Mac loans that allow you to refinance even if you owe more than your home is worth. And there is no Mortgage Insurance on these programs.
Does your Adjustable Rate (ARM) keep climbing? Refinance now into a fixed rate.
Want to consolidate high credit card debts? Borrowers with equity in their homes ask about rates for a “cash-out refinance.”
Contact Marimark Mortgage
We specialize in mortgages for first-time homebuyers, conventional home mortgages, refinance loans, reverse mortgages, and FHA, VA, and USDA mortgage options. In addition, we’ve worked extensively with cash-out refinancing and help clients to lower their monthly mortgage payments.
Updated on March 18, 2022