
The Dallas News reports that borrowers who know for certain how long they will stay in their home benefit most from adjustable-rate mortgages.
Read the Dallas News article: Adjustable-rate mortgages making a comeback.
The key in deciding whether an ARM is for you has to do with how long you will stay in your home. Here’s why.
The initial fixed-rate period is usually three, five, seven or 10 years, after which the loan typically adjusts annually. These loans are known as 3/1, 5/1, 7/1 and 10/1 ARMs.
The shorter the initial fixed term is, the lower the initial interest rate will be.
Can you benefit from an adjustable-rate mortgage?
Only a select group of people benefit from adjustable-rate mortgages (ARMs).
To find out if you can lower your mortgage with an ARM, contact us for a free Mortgage Review. We appreciate the opportunity to help you.

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