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Home / Blog / Mortgages / Co-Owner Mortgages Could Become More Popular

Co-Owner Mortgages Could Become More Popular

July 16, 2014 By Mary Catchur

Sign Contract, House, Money
Photo Credit: Mark Moz/Flickr/CC.

If social media is a barometer of what people are more interested in, “co-owner mortgages” is on the list.

When doing a Buzzsumo search of most shared online content for “mortgages” over the last week, last month, and last 6 months, an article about 2 couples with 1 mortgage ranks near the top.

Two Couples, One Mortgage is an article about two couples who bought a house. All four of them are on the deed and share the 30-year mortgage.

Living together seems to be a great financial move so far. With four adults splitting the mortgage and other costs, it is easier for each of us to save more of our income, which will give us the financial freedom to pay for childcare or reduce our work hours later, when we need more time and money for our families. We can also more easily afford investments in the house itself, like installing solar panels or weather proofing the attic, which will reduce our carbon footprint and save us more money in the long run.

Co-Owner Mortgages

Co-owner mortgages are not new, and can be used in a variety of situations. Friends, and multiple married couples, who purchase a home together are 2 examples of borrowers who may use a co-owner mortgage to finance their property.

Though co-ownership of a home has certain benefits, there are also special considerations each owner should review.

Here are 2 articles you may be interested in, especially if you are considering co-owning a home:

  • Co-Owning a Home by Realtor.com.
  • Buying a House With a Joint Owner by Brian Free in U.S. News.

Marimark Mortgage

Whether you are looking to individually or jointly purchase a home, Marimark Mortgage works with a range of lenders offering a wide range of mortgage products.

We would appreciate the opportunity to explain your options and pre-qualify you for a mortgage, based on your specific circumstances. Then after you find your new home, we’ll walk you through the process of applying for a mortgage, and work with lenders to find the best mortgage for you.

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Filed Under: Mortgages Tagged With: Co-Owner Mortgage, Mortgage

Opinions, estimates, forecasts and other views contained in this page do not necessarily represent the views of Marimark Mortgage or its management and should not be construed as an offer to provide financing at the rates or terms mentioned. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval. Although Marimark Mortgage attempts to provide reliable, useful information, it does not guarantee that the information is accurate, current or suitable for any particular purpose. Information from this page may be used with proper attribution.

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