Have you ever wondered what it takes to find the best mortgage?
Asking friends and family, or speaking with people who own a home is a good start, but this is only the beginning. Investing the time to find the best mortgage can involve choosing a mortgage broker who can meet your needs.
Invest the time now, and save on your mortgage for years
A home loan is one of the biggest liabilities many people take on. A home loan typically runs from 15 to 30 years, so investing the time to find a mortgage that saves you money can mean thousands in savings.
For example, if making a few changes in your finances, before applying for a mortgage, saves you $100 each month. You would save $36,000 over 30 years.
Investing a few hours to find a good mortgage broker, could be the best investment you’ll ever make.
A Mortgage Broker Matches You With a Lender
A mortgage broker matches you, the borrower, with a lender. After reviewing your financial information, a broker will look over an array of lenders and match you with a lender who will give you the best rate and terms.
At Marimark Mortgage, we go beyond finding a lender for you, we also suggest changes you might make with your finances to qualify for a better mortgage, which in turn save you money on your monthly payment. Often times, these financial changes can be subtle, but have a material impact on the interest rate for the mortgage.
Start Working with a Mortgage Broker Sooner, Rather than Later
If you are thinking about purchasing a home or refinancing, the sooner you start working with a mortgage broker, the better.
There may be things you can do to improve your finances from a lender’s perspective. As a result, you could qualify for a lower interest rate.
Some of the changes you could make may involve your tax return, which is only filed once a year. So even if you are in the planning stages of buying a home or refinancing, the sooner you start working with the mortgage broker, the better.
At Marimark Mortgage, we help our customers navigate the process of getting the best possible home loan with the lowest rate possible for their financial situation. If you are thinking about purchasing a home or refinancing, please contact us at your earliest convenience, so we can start help you.