Are you getting ready to buy or refinance your current home? If so, have you considered the time you will need to invest in choosing the right mortgage for you and your financial situation?
Getting a mortgage can be a stressful experience. But, Marimark Mortgage would like to offer several tips and suggestions to make getting a mortgage a wonderful and exciting experience.
Invest the time now, and save on your mortgage for years
A home loan is one of the biggest liabilities many people take on. A home loan typically runs from 15 to 30 years, so investing the time to find a mortgage that saves you money can mean thousands in savings.
For example, if making a few changes in your finances, before applying for a mortgage, saves you $100 each month. You would save $36,000 over 30 years.
Investing a few hours to find a good mortgage broker, could be the best investment you’ll ever make.
A Mortgage Broker Matches You With a Lender
A mortgage broker matches you, the borrower, with a lender. After reviewing your financial information, a broker will look over an array of lenders and match you with a lender who will give you the best rate and terms.
At Marimark Mortgage, we go beyond finding a lender for you, we also suggest changes you might make with your finances to qualify for a better mortgage, which in turn save you money on your monthly payment. Often times, these financial changes can be subtle, but have a material impact on the interest rate for the mortgage.
Start Working with a Mortgage Broker Sooner, Rather than Later
If you are thinking about purchasing a home or refinancing, the sooner you start working with a mortgage broker, the better.
There may be things you can do to improve your finances from a lender’s perspective. As a result, you could qualify for a lower interest rate.
Some of the changes you could make may involve your tax return, which is only filed once a year. So even if you are in the planning stages of buying a home or refinancing, the sooner you start working with the mortgage broker, the better.
At Marimark Mortgage, we help our customers navigate the process of getting the best possible home loan with the lowest rate possible for their financial situation. If you are thinking about purchasing a home or refinancing, please contact us at your earliest convenience, so we can start help you.
Marimark Mortgage
Marimark Mortgage is based in Tampa, Florida, and proudly serves homebuyers and homeowners in all of Florida, Virginia, and Pennsylvania.
We specialize in conventional home mortgages, FHA, VA, and USDA mortgage options, refinance loans, and reverse mortgages. We’ve worked extensively with cash-out refinancing, and help clients to lower their monthly mortgage payments.
To get started with a mortgage to buy your next home, please fill out our Quick Mortgage Application, or contact us direct.
The Marimark Mortgage Newsletter will keep you informed with important events in the mortgage industry that could impact your finances.
We especially focus on ways to save money on your current and future mortgages. And, we continually share the information we share with our clients, because we believe informed consumers are the best consumers.
Real estate agents, and other professionals in the industry, will receive an ongoing wealth of information that will help them serve their clients.
