With inflation and the increase in homes, interest rates, and more, the dream of becoming a homeowner may seem impossible. However, recently, the Department of Housing and Urban Development (HUD) … [Read more...]
How Can You Improve Your Credit Score?
Your credit score is essential, as it tells mortgage lenders how financially responsible you are. If you want to boost your credit score, there are many ways to do so. While it may take some time … [Read more...]
Historical Mortgage Rates From The 1970s
Mortgage rates are often a good indicator of the country's economy. These rate adjustments can be minor, while some are dramatic, especially during an economic recession. The rates tend to increase … [Read more...]
What You Need to Know About Mortgage Forbearance
Mortgage forbearance is when your mortgage lender allows you to pause or reduce your mortgage payments for a limited time because of financial hardship. Many homeowners experience unexpected … [Read more...]
Top Tips to Save Money for a Down Payment
Whether you are a first-time homebuyer or a current homeowner, purchasing a home is an exciting experience. However, when the mortgage lender mentions the term "down payment," potential homebuyers get … [Read more...]
How to Save for a Down Payment
The American dream for many is buying a home, one of the most significant and vital investments in our lifetime. Many people will need a mortgage when purchasing a home, and most mortgages, although … [Read more...]
How Much Can I Afford for a Monthly Mortgage Payment?
Purchasing a home is one of the most significant financial investments one will ever make in their lifetime. And often, homebuyers will purchase a home, spending more than they can afford, resulting … [Read more...]
Sandra Fernandez: Extraordinary Knowledge, Professionalism, and Service
Working with Mary was a pleasure. Her knowledge, professionalism and service are extraordinary. Highly recommended. Sandra Fernandez September 2022 Review From Google … [Read more...]
Can You Get a Mortgage While on Unemployment?
If you are unemployed, you may feel you have to put a hold on your plans, such as the dream of refinancing or purchasing a home. With mortgage lenders typically wanting proof of employment and a … [Read more...]
Factors to Consider in Deciding Whether to Use a Bank or Broker for Your Mortgage
If you are shopping around for a home loan, you have two options, a mortgage broker or a bank. Depending on your preferences and financial circumstances, one may be better than the other. Knowing the … [Read more...]